Options for my home office

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I've started my home garage, changing it from this-

and now, today I've got to this point-

Whilst spending my day painting the walls and floor with a weatherproof sealant, I have been thinking about what the next steps will be in converting this space into an office that will allow me to work in quiet and comfort, whatever the weather conditions outside.  First consideration has been to waterproof the walls and floor, as the UK winter (and often the other seasons) can have a big impact on the security and safety of this potential workspace.  It has flooded more than once, through the walls from the outside garden flower beds, so I have accentuated the beds and put in more plants to soak up any excess water.  Next step is to make the office a place where I can work and be inspired to market properties as well as I can.

Options-

Option	Pros	Cons
Leave it as it is	Least cost and time/effort            Has the effect of a New York loft	Will be more expensive to heat, as there is no insulation
Another coat of white paint	Low cost and effort again            A blank canvas to add pictures and effects to inspire	Doesn’t solve the heat and insulation problem
Lining the walls with an insulating material	Will help to keep long-term heating costs down            Cheapest option that involves further action	Major concerns over building regulations            Brings fire safety issues in to play            Time and money to source the right materials at the right cost
Line the walls and then plaster/board over and decorate	Will look like a conventional office            Will be more insulated and save on heating costs	Expense starts to grow            Sourcing materials is even more costly and time consuming than above
Pay a builder to convert officially	Will add value to my home            Will be official and legitimate	High cost solution to what may be a temporary problem            Will accentuate my desire to permanently work from home, rather than eventually build up the business to an office base.

I am genuinely undecided about the best way forward, as I want this to be a low-cost solution to a problem, for the time period that I am working from home, and I also want it to be weather-proof, comfortable, safe and inspiring.

Decision time will be my next full day off work, 2 weeks from now.